Small amounts add up. It is easy to focus on the big picture
when it comes to budgeting – to think of only the larger amounts. What about
the smaller purchases, even the dollar ones? That is where the simple act of
writing all our purchases down can help us identify areas where we can improve
our spending habits.
We have gone through the exercise of trying to show
our boys that smaller amounts add up quickly, and we use the Tim Hortons Drive
Thru as an example. Now, to clarify, we are not opposed to the odd coffee
purchased. However, if Tim Hortons becomes a daily habit, this
could translate into a problem with finances.
The fact that my hubby doesn’t frequent Timmys and takes a
lunch to work each day probably saves us at least $10 per day. Multiply this by
20 days and you have $200 – then multiply this by 12 months and you arrive at a
figure of $2400 per year. And people have asked us how in the world we could afford to
travel with our family to the Netherlands on one salary. Now you know :-)
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